Business loans

Our commercial lenders will help you find the right loan for your business. We can help you with construction loans or loans to purchase real estate, equipment, business expansion and lines of credit to assist you with cash management. Contact a lender for more information.

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Business Loans

Home Loans	BUSINESS INSTALLMENT LOANS
LOAN USE	Purchase or refinance of vehicles, equipment, or other business assets
TERM	Fixed and variable rate options with terms from one to five years
COLLATERAL	Business assets as well as personal assets can be used to secure the loan
PAYMENT TYPE	Principal and interest based on amortization

Construction Loans	COMMERCIAL MORTGAGE LOANS
LOAN USE	Purchase or refinance commercial or business real estate
TERM	Fixed and variable rate options with terms up to five years. Payments based on a fifteen to twenty year amortization
COLLATERAL	First Deed of Trust on real estate purchased or refinanced. Construction financing also available.
PAYMENT TYPE	Principal and interest based on fifteen or twenty year amortization. Construction loans are interest only during the construction period, up to 12 months.

Home Equity Lines & Loans	BUSINESS LINE OF CREDIT
LOAN USE	Flexible and convenient way to manage short-term cash needs for your business.
Terms	Revolving line of credit, with interest paid based on amount owed. Typical maturity of one year, renewable annually. Fixed or variable rate pricing available.
COLLATERAL	Business assets such as accounts receivable, inventory or real estate.
PAYMENT TYPE	Monthly interest only payments with balloon payment at maturity.

Personal & Auto Loans	Agricultural Loans
Loan Use	Purchase or refinance for your agricultural business needs using real estate, vehicles or equipment. Operating capital to support agricultural businesses is also available.
Term	Loan term based on purpose of loan and collateral offered. Real estate loans have fixed or variable rate options with terms up to five years.
Collateral	Real estate, business, or personal assets can be used to secure the loan.
Payment Type	Principal and interest based on amortization. Amortization will vary based on collateral offered.