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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Loans

Expand your fleet, refinance equipment or make other capital expenditures at affordable business loan rates.

Business Lines of Credit

Manage short-term cash flow needs flexibly and affordably with commercial lenders you know and trust.

Business Mortgage

Purchase or refinance commercial real estate at fixed or variable rates and terms that work for you.

Agricultural Loans

Restock supplies or replenish operating capital with our expert agriculture lenders at your side.

Veterinary Lending

Start, expand or acquire a practice with the help of the veterinary lending experts at Heritage Bank & Trust.

Commercial Business Lenders

Contact your local branch for current business loan rates or to set up a time to meet with a lender.

Building Community Value

Local schools. Small businesses. Local nonprofits. We're here to help add value to each community we serve.

Treasury Management Solutions

You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

Fraud Resources

American consumers reported $10 billion in fraud losses to the FTC in 2023. Learn how to protect yourself.

Great hometown bank, great customer service, treats you like family. If you need something, go by and see them. They will take care of you.

– Jace D.