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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Checking Accounts

Choose from small business checking accounts to commercial and nonprofit options. Need help opening an account? We're here for you.

Business Savings Accounts

Whether you have small monthly savings goals or bigger plans, let's get your business set up to grow. Choose our business savings or money market account, both with Online Banking. 

Business Certificates of Deposit (CDs)

Save funds for the future with terms from one to 60 months and opening deposits as low as $1,000, backed by the FDIC to at least $250,000. Lock it in and let it do the work for you.

Business Credit Cards

Take your pick of three Visa® Platinum options, each loaded with benefits like no annual fee, employee cards at no extra cost and the confidence of 24/7 fraud monitoring.

Business Lending

Find the best business loan for your needs with the help of our commercial lenders. From commercial real estate to agriculture and veterinary loans, we're here for you.

Treasury Management Solutions

You put your customers first, and so do we. Because we know that running a business comes with financial responsibilities, our treasury management solutions simplify your life. Whether it's paying employees or vendors, receiving payments, depositing checks with mobile deposit or managing fraud, we've got you covered.

Building Community Value

Local schools. Small businesses. Local nonprofits. We're here to help add value to each community we serve.

1,037

2024 Volunteer Hours

48

Nonprofit Board and Civic Group Members

65

# of Local Nonprofits We Support

29

# of School Programs We Support

Veterinary Loans

Whether you're just starting out or ready to expand, Heritage Bank & Trust can customize a business loan to help your practice grow.

Treasury Management Solutions

You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

Great customer service. Everyone is so kind and friendly. 5 stars isn't enough. It's nice doing business with people that know your name.

- John H.