Please ensure Javascript is enabled for purposes of website accessibility
FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Savings

Maintain steady monthly savings goals with an interest-bearing low minimum balance requirement.*

  • $200 minimum opening deposit
  • $200 minimum daily balance waives $15 quarterly service charge
  • 3 free withdrawals per quarter and $2 each additional withdrawal
  • Online Banking

*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $200 minimum deposit is required to open the account. Enrollment in electronic services (e.g., online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Client Banker for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC.

Presidential Business Money Market

Reach bigger savings goals with competitive rates and tiered interest levels.

  • $3,000 minimum opening deposit
  • $3,000 minimum daily balance waives $15 monthly service charge
  • 3 free withdrawals or transfers per statement cycle ($3 each additional withdrawal)
  • Online Banking

*Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $200 minimum deposit is required to open the account. Enrollment in electronic services (e.g., online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Client Banker for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC.

Compare Accounts

  • Features & Benefits
  • Business Savings
  • Presidential Business Money Market
    • Minimum Opening Deposit
    • $200
    • $3,000
    • Monthly Service Charge
    • $15 quarterly fee waived if $200 minimum daily balance maintained
    • $15 monthly fee waived if $3,000 minimum monthly balance maintained
    • Withdrawals
    • 3 free withdrawals per quarter ($2 each additional withdrawal)
    • 3 free withdrawals or transfers per statement cycle ($3 each additional withdrawal)
    • Online Banking

    Treasury Management Solutions

    You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

    Fraud Resources

    American consumers reported $10 billion in fraud losses to the FTC in 2023. Learn how to protect yourself.

    Heritage Hub

    Catch up on the southern Middle Tennessee community news and the latest personal and business finance tips.