Business Certificates of Deposit (CDs)
Maximize your business savings with a guaranteed return and deposits as low as $1,000.
Make a low-risk investment in the future of your business with a Heritage Bank & Trust Business Certificate of Deposit (CD). Pick your term and put your extra cash to work. Use our savings account interest calculator to estimate your earnings.
- Terms of 1 to 60 months
- $1,000 opening deposit
- Fixed rates, no fees
Effective Date: 2/5/2025
| Term | APR | APY |
|---|---|---|
| 6-Month | 2.00 | 2.00 |
| 12-Month | 2.50 | 2.50 |
| 18-Month | 2.50 | 2.50 |
| 24-Month | 1.50 | 1.50 |
| 36-Month | 3.00 | 3.00 |
| 48-Month | 3.00 | 3.00 |
| 60-Month | 3.00 | 3.00 |
| 7-Month Special | 3.95 | 3.95 |
| 15-Month Special | 3.55 | 3.55 |
View Rate Disclosure
Early Withdrawal Penalties
0 to <12 months | 9 months interest |
12 to <24 months | 12 months interest |
24 to <47 months | 24 months interest |
48 months and up | 36 months interest |
Early withdrawals subject to penalty.
*An early withdrawal penalty will not be imposed following the death of a business owner who is an account owner on the CD.
For full account details and disclosures, visit us at one of our locations or contact a Client Banker at your local branch.
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Discover the Heritage Bank & Trust difference, starting with local loan decisions made right where you are.
Treasury Management Solutions
You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.
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