Personal Loans

Whether it's consolidating bills, paying off high-interest credit cards or managing a curveball, our lenders will do whatever we can to find a solution. Use our Personal Loan Calculator to estimate your payments.

• Fixed rates with terms based on collateral and credit score
• Local loan decisions in each of our local branches
• Make payments from your Heritage Bank & Trust checking account via draft, Online, Mobile Banking or Bill Pay Online

You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.