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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Get behind the wheel of a new or used vehicle at affordable car interest rates and flexible terms. Use our Auto Loan Calculator to estimate your payments.


  • Used or new car financing available
  • Subject to approval
  • Local loan decisions at each of our branches
  • Make payments from your Heritage Bank & Trust checking account via draft, Online, Mobile Banking or Bill Pay Online

View Your Credit Report

You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.

Building Community Value

Local schools. Small businesses. Nonprofits. We're here to help add value to each community we serve.

Great Rate Checking

Our most popular interest checking account pays you 5% APY* and refunds ATM fees with minimal monthly requirements.

Mobile Banking

Manage your finances wherever, whenever. Use our mobile banking app to check balances, pay bills and more.

Resources

Bank online or on the go with confidence. Run the numbers to save and borrow smart.