Home Equity Loans
When it's time to tap the equity in your home, you'll know where to turn.
Home Equity Line of Credit (HELOC)
A little cash from your home equity can go a long way toward a big purchase – or an unexpected one. Use it for home renovations, vacations, weddings, debt consolidation or anything else on your priority list. Your HELOC provides a revolving line of credit where you pay interest only on the amount you draw. Enjoy local decision-making and processing right here in Southern Middle Tennessee.
- Use funds for home renovations, vacations, weddings, debt consolidation and more
- Loan limits based on your home equity1
- Flexible repayment terms based on your financial needs*
- Make monthly payments via Online Banking, Mobile Banking App or Bill Pay Online
- Use our HELOC calculator to see what you might qualify for2
- Potential for tax-deductible annual interest payments (ask your financial advisor)
- Local decision-making and loan processing right here in Southern Middle Tennessee
1Underwriting guidelines use the loan-to-value ratio to compare what you owe on your mortgage with your property's appraised value.
2The results provided by this calculator are intended for comparative purposes only. This is not an application for a loan. The accuracy of the results and its applicability to your circumstances are not guaranteed. Any differences between these results and those provided by other lending institutions may be due to rounding or slight differences in mathematical formulas used.
Home Equity Loan
Got a specific amount you want to borrow? Consider a fixed-rate, closed-end home equity loan that you repay over time in equal monthly payments, just like a mortgage.
- Finance a home renovation, vacation or any other big expense
- Pay off high-interest credit card balances
- Loan limits based on your home equity
- Flexible repayment terms
- Make loan payments with Online Banking, Mobile Banking App or Bill Pay Online
- Potential for tax-deductible annual interest payments (ask your financial advisor)
Local decision-making and loan processing right here in southern Middle Tennessee
*Underwriting guidelines use the loan-to-value ratio to compare what you owe on your mortgage with your property's appraised value.
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You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.
*The results provided by this calculator are intended for comparative purposes only. This is not an application for a loan. The accuracy of the results and its applicability to your circumstances are not guaranteed. Any differences between these results and those provided by other lending institutions may be due to rounding or slight differences in mathematical formulas used.
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