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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Purchase or refinance vehicles, equipment or any other business assets. We'll work with you to set terms and rates that work for you.

  • Flexible financing options
  • Use business or personal assets to secure the loan
  • Principal and interest based on amortization


Equipment Loans

Did you know you can buy equipment with a personal loan? Work with our lenders to find the funds you need. Use our Personal Loan Calculator to estimate your payments.

  • Flexible financing options
  • Local loan decisions in each of our local branches
  • Make payments from your Heritage Bank & Trust checking account via draft or Bill Pay Online

View Your Credit Report

You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.

Building Community Value

Local schools. Small businesses. Nonprofits. We're here to add value to each local community we serve.

Treasury Management Solutions

You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

Fraud Resources

American consumers reported $10 billion in fraud losses to the FTC in 2023. Learn how to protect yourself.

Resources

Bank online or on the go with confidence. Run the numbers to save and borrow smart.