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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Work with commercial lenders who know the local market and the best path toward the right solution. Count on a stress-free process and local loan servicing.

  • Flexible financing options
  • Use First Deed of Trust on real estate purchased or refinanced as collateral
  • Construction financing also available
  • Interest-only loans during construction, up to 12 months

View Your Credit Report

You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.

Building Community Value

Local schools. Small businesses. Nonprofits. We're here to add value to each local community we serve.

Treasury Management Solutions

You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

Online Banking

Keep Heritage Bank & Trust at your fingertips to transfer funds, pay bills, deposit checks and more – anytime, anywhere.

Resources

Bank online or on the go with confidence. Run the numbers to save and borrow smart.