Business Lines of Credit
Manage cash flow needs with a flexible, affordable line of credit. Work with commercial lenders you know and trust.
Business needs can shift daily – or hourly depending on the day. Manage your shifting cash flow needs with a revolving line of credit from Heritage Bank & Trust.
- Pay interest paid based on amount owed
- Typical maturity of one year, renewable annually
- Flexible financing options
- Use accounts receivable, inventory, real estate or other business assets to secure the loan
- Make monthly interest-only payments with balloon payment at maturity
View Your Credit Report
You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once or one report every four months.
Treasury Management Solutions
You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.
Online Banking
Keep Heritage Bank & Trust at your fingertips to transfer funds, pay bills, deposit checks and more – anytime, anywhere.
Resources
Bank online or on the go with confidence. Run the numbers to save and borrow smart.
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