Mastercard® ID Theft Protection™

According to a report co-sponsored by AARP, American adults lost $47 billion to identity fraud and scams in 2024, an increase of $4 billion over 2023. The report highlights the continued growth of account takeover fraud and new-account fraud, with losses from account takeovers rising to $15.6 billion and new-account fraud reaching $6.2 billion. Researchers attribute the increase in part to expanding digital engagement, growing volumes of personal data exposed through breaches, and criminals' increasing use of social engineering tactics to obtain sensitive information.

To help protect Heritage Bank & Trust debit card holders against this growing threat, we're offering complimentary Mastercard ID Theft Protection.* Because when it comes to ensuring against identity theft, your peace of mind is priceless.

Features & Benefits

• Monitors credit files for changes that could indicate fraud, such as new credit inquiries or address change
• Sends alert notifications whenever suspicious activity is detected
• Monitors suspicious activity related to personal information such as name, address, email address, social security number, date of birth, debit/credit card numbers or other sensitive data
• Provides ID Theft Resolution with white-glove service, assigning a Resolution Specialist when the cardholder requires assistance resolving issues related to identity theft