Savings Accounts

Features

Basic savings account that everyone needs as part of their financial plan

Designed for age 18 and under and/or a full time student*

Designed for customers who want to earn the highest rates and are Relationship Checking customers

Start saving for Christmas early

Opening Deposit 

$200

$5

$2,000

$25

Pays Interest* 

Yes

Yes

Yes, tiered rates

Yes

Minimum Balance 

$200 minimum daily balance must be maintained to avoid $15 quarterly fee

None

$2,000 daily balance must be maintained to avoid $15 fee

None

Service Charges

$15 if balance drops below $200

QUARTERLY CHARGE

None

$15 if daily balance drops below $2,000

MONTHLY CHARGE

None

Withdrawal Limits

3 withdrawals or transfers per quarter with no fee; $2 for each additional transaction 

3 withdrawals or transfers per quarter with no fee; $1 for each additional withdrawal

After 3 withdrawals or transfers during a statement cycle there will be a $3 per transaction fee

Automatic withdrawal each year as of 10/31; if money is withdrawn early, the account is closed and cannot be reopened until 11/1; can be manually reopened and begin new cycle each year on 11/1

Online & Mobile Banking and Mobile deposit

Yes

Yes

Yes

Yes