How long will my retirement savings last?

Banking
Checking Accounts

Savings Accounts

CDs & IRAs

Credit Cards

Banking Overview
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Open a Checking Account
Great Rate Checking

Our most popular interest checking account pays you 5% APY* and refunds ATM fees with minimal monthly requirements.

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Borrow
Mortgage

Home Equity Loans

Recreational Loans

Auto Loans

Personal Loans

Our Lenders

Borrow Overview
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How do I apply for a home loan?

Do you offer RV loans?
Mortgage Loans

Discover the Heritage Bank & Trust difference, starting with local loan decisions made right where you are.

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Business
Business Checking

Business Savings

Business CDs

Business Lending

Nonprofits

Business Overview
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What is Treasury Management?
Treasury Management Solutions

You put your customers first, and so do we. Our Treasury Management Solutions simplify everything from paying employees or vendors, receiving payments and depositing checks to managing fraud.

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Treasury Management
Online & Mobile
Online Banking

Mobile Banking

Services

Online Forms & Applications

Online & Mobile Overview
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Where can I find a Personal Financial Statement?
Online Banking

Keep Heritage Bank & Trust at your fingertips to transfer funds, pay bills, deposit checks and more – anytime, anywhere.

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Resources
Fraud Resources

Calculators

Financial Wellness

Financial Education

Resources Overview
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How much car can I afford?
Fraud Resources

American consumers reported $10 billion in fraud losses to the FTC in 2023. Learn how to protect yourself.

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Online Banking

Personal

Business

Mobile Banking

Manage your finances wherever, whenever. Use our mobile banking app to check balances, pay bills and more.

Download App - Mobile Banking

Summary

Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.

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