Credit Cards
Credit cards from the local Tennessee bank you know and trust.
Visa® Rewards Platinum Card
Earn unlimited dollar-for-dollar reward points that never expire.
- Earn points on net purchases redeemable for merchandise, travel and more1
- No annual fee
- Competitive rates2
- Fraud monitoring and zero fraud liability
- Personal service from the Heritage Bank & Trust team
1Visit cRewardsCard.com for details.
2See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Visa® Cash Rewards Platinum Card
Earn unlimited cash back rewards that never expire.
- Earn cash back on all net purchases
- Competitive rates2
- No annual fee
- Fraud monitoring and zero fraud liability
- Personal service from the Heritage Bank & Trust team
2See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Visa® Platinum Edition
Need a no-frills credit card with a low rate? This is your card.
- No annual fee
- Competitive rates2
- Fraud monitoring and zero fraud liability
- Personal service from the Heritage Bank & Trust team
2See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Visa® Signature
Enjoy exclusive offers and upgrades at hotels, resorts and spas, plus discounts on rental cars.
- Earn points on all net purchases
- No annual fee
- Competitive rates2
- Fraud monitoring and zero fraud liability
- Personal service from the Heritage Bank & Trust team
2See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Traveling with Your Credit Card
Traveling outside Tennessee? Please contact us beforehand to use your Heritage Bank & Trust credit card with confidence.
How to Report Fraud or Lost/Stolen Credit Card
To report credit card fraud, call (800) 883-0131 round the clock.
To report a lost/stolen credit card after hours, call (800) 883-0131.
Compare Credit Cards
- Features and Benefits
- Visa® Rewards Platinum Card
- Visa® Cash Rewards Platinum Card
- Visa® Platinum Edition
- Visa® Signature
Great Rate Checking
Our most popular interest checking account pays you 5% APY* and refunds ATM fees with minimal monthly requirements.
Fraud Resources
American consumers reported $10 billion in fraud losses to the FTC in 2023. Learn how to protect yourself.
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