Business loans

Our commercial lenders will help you find the right loan for your business. We can help you with construction loans or loans to purchase real estate, equipment, business expansion and lines of credit to assist you with cash management. Contact a lender for more information. 

Business Loan ContactCommercial Loan Application Personal Financial Statement

Business Loans

Home Loans

BUSINESS INSTALLMENT LOANS

LOAN USE

Purchase or refinance of vehicles, equipment, or other business assets

TERM

Fixed and variable rate options with terms from one to five years

COLLATERAL

Business assets as well as personal assets can be used to secure the loan

PAYMENT TYPE

Principal and interest based on amortization

 

Construction Loans

COMMERCIAL MORTGAGE LOANS

LOAN USE

Purchase or refinance commercial or business real estate

TERM

Fixed and variable rate options with terms up to five years. Payments based on a fifteen to twenty year amortization

COLLATERAL

First Deed of Trust on real estate purchased or refinanced. Construction financing also available.

PAYMENT TYPE

Principal and interest based on fifteen or twenty year amortization. Construction loans are interest only during the construction period, up to 12 months. 

 

Home Equity Lines & Loans

BUSINESS LINE OF CREDIT

LOAN USE

Flexible and convenient way to manage short-term cash needs for your business.

Terms

Revolving line of credit, with interest paid based on amount owed. Typical maturity of one year, renewable annually. Fixed or variable rate pricing available. 

COLLATERAL

Business assets such as accounts receivable, inventory or real estate. 

PAYMENT TYPE

Monthly interest only payments with balloon payment at maturity.

 

Personal & Auto Loans

Agricultural Loans

Loan Use

Purchase or refinance for your agricultural business needs using real estate, vehicles or equipment. Operating capital to support agricultural businesses is also available. 

Term

Loan term based on purpose of loan and collateral offered. Real estate loans have fixed or variable rate options with terms up to five years. 

Collateral

Real estate, business, or personal assets can be used to secure the loan.

Payment Type

Principal and interest based on amortization. Amortization will vary based on collateral offered. 

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